Compare Instant Payday Loans
Compare instant payday loans from the best instant payday loan lenders & apply online for an instant decision today on the cheapest quick cash loan rates, even with bad credit. Our instant payday loan comparison lists the payday loan direct lenders & brokers that give you an instant decision and offer same day approval loans for a fast answer.
Credit Card Approval Check
Payday loans are expensive & should only be used for short term borrowing. Make sure you understand the costs before you apply.
Fail to repay it in full & your loan may be automatically extended, this may cost you extra in fees & interest. It may also impact your credit score.
Failure to pay could result in collection action. Read our
Payday Loan Guides for more information about the likely cost & cheaper options.
| Wonga Short Term Cash Loan | 2,342% | £1 | £1,000 | 1 day | 30 days | | £129.59 | On request | |
| Representative Example: Borrow £208 over 20 days at a Representative 2,342% APR fixed. £41.03 Interest payable, interest rate 360% p.a. Total payable £249.03. Use MON55 in the prom code box under the sliders to waive the £5.50 transmission fee. |
| QuickQuid Payday Loan (Good - 1 Pay Period) | 1,410.33% | £100 | £1,000 | 1 day | 30 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,410.33% (variable) so if you borrow £100 over 30 days at a rate of 1,410.33% (variable) you will repay £125. Use code MONEY30 to save 30% off initial loan fees. |
| Kwik Cash High Approval Rate | 1,737% | £80 | £500 | 1 day | 30 days | | £125 | varies | |
| The representative APR is 1737% (fixed) so if you borrow £500 over 28 days you will repay £625 in total at a rate of 326% p.a (fixed). |
| PaydayUK Loan | 1,737% | £100 | £1,000 | 1 day | 30 days | | £125 | 29.95% of advance | |
| Representative Example:
The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125. |
| quid.co.uk Line Of Credit | 2,073.5% | £100 | £500 | 1 day | Unlimited | | £129 | --- | |
| Representative Example: Representative APR 2073.5% so if £200.00 was borrowed for a period of 31 days at a fixed rate of £29 per £100 borrowed, the total amount repaid would be £258. |
| Cash Lady Payday Loan | 2,670% | £80 | £500 | 1 day | 28 days | | £129 | varies | |
| Representative Example: The representative APR is 2670% (fixed) so if you borrow £200 for 28 days you will repay £258 in total at a rate of 378% p.a (fixed). |
| Zebit Short Term Loan | 1,737.2% | £50 | £800 | 7 days | 214 days | | £125 | --- | |
| Representative Example: The Representative APR is 1737.2% so if you borrow £100 over 1 month at a rate of 1737.2% you will repay £125. |
| Payday Express Express Loan | 2,670.8% | £80 | £800 | 1 day | 31 days | | £129 | 29% of advance | |
| Representative Example:
The Representative APR is 2,670.8% (fixed) so if you borrow £100 over 30 days at a rate of 378% p.a. (variable) you will repay £129. |
| 247 Cashline Payday Loan | 2,685% | £100 | £1,000 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example: £275 borrowed for 28 days. Annual interest rate of 359.40% (fixed). Total amount repayable by one repayment is £357.36. 2685% APR Representative. |
| Lending Stream Payday Loan | 3,378.1% | £50 | £1,500 | 1 day | 180 days | | £130 | £10-£40 | |
| Representative Example:
The Representative APR is 3,378.1% (fixed) so if you borrow £100 over 30 days at a rate of 3,378.1% (fixed) you will repay £130. |
| Purple Payday Payday Loan | 1,909.1% | £100 | £1,000 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,909.1% (fixed) so if you borrow £275 over 28 days at a rate of 1,909.1% you will repay £357.36. |
| UK Payday Today Payday Loan | 2,708.9% | £100 | £1,000 | 1 day | 31 days | | £129 | 25% of advance | |
| Representative Example:
The Representative APR is 2,708.9% (variable) so if you borrow £100 over 30 days at a rate of 378% p.a. you will repay £129. Payday Loans in just minutes. £75-£1000 Instant Cash. No Documents required. Bad Credit Okay. Instant Approval! |
| CashCowNow Payday Loan | 1,737% | £100 | £1,000 | 1 day | 31 days | | £125 | varies | |
| Representative Example: Representative APR 1737% so if £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. |
| Payday Pig Payday Loan | 1,737% | £100 | £1,000 | 1 day | 31 days | | £125 | varies | |
| Representative Example: Representative APR 1737% so if £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. |
| Cashub Payday Loan | 1,734% | £80 | £500 | 1 day | 30 days | | £125 | varies | |
| Representative Example: The Representative APR is 1,734% (variable) so if you borrow £100 over 30 days at a rate of 1,734% (variable) you will repay £125. |
| Community Payday Payday Loan | 16,534% | £100 | £400 | 7 days | 28 days | | £148 | --- | |
| Representative Example:
The Representative APR is 16,534% (fixed) so if you borrow £400 over 28 days at 12% per week you will repay £592. |
| Easy Finance Club Payday Loan | 3,640% | £100 | £400 | 7 days | 28 days | | £132 | --- | |
| Representative Example: The representative APR is 3,640% (variable) so if you borrow £200 over 28 days at a rate of 8% per week you will repay £264 in total. |
| KwikPayday Payday Loan | 2,670% | £80 | £400 | 1 day | 28 days | | £129 | varies | |
| Represenative Example: A loan of £200 taken for 30 days would require payment of £250, the interest would be £50 for a loan with an annual interest rate of 1737%. |
| UKPaydayLoans Payday Loan | 1,990% | £100 | £1,000 | 1 day | 31 days | | £125 | 25% of advance | |
| Representative Example:
The Representative APR is 1,990% (variable) so if you borrow £100 over 30 days at a rate of 1,990% (variable) you will repay £125. |
| 24/7 Moneybox.com Payday Loan (First Time Applicants) | 4,301.9% | £80 | £200 | 1 day | 30 days | | £133.66 | £10 plus the interest | |
| Representative Example:
The Representative APR is 4,301.9% (fixed) so if you borrow £200 over 28 days at a rate of 438% (fixed) you will repay £267.32. |
| | Next Page  |
money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are displayed with non-faded buttons.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Article on Car Maintenance - Comprehensive, easily understood, very helpful on all counts - like most of the information on money.co.uk. Thank you Margaret B I always enjoy saving money with your discount coupons. Rachel Thank you for your newsletters, I do enjoy reading them. Lesley W. Easy to follow and informative. David S. Easy site to use - excellent information, especially the p&o ferry stuff. Teresa N. I find this site very relevant to my shopping needs. Keep up the good work! Ailsa C. Great for info, very informative and very handy. A. Stevenson Love the site and the offers and tips you highlight! |
How to Compare Instant Payday Loans
If you need to borrow money quickly applying for an instant cash loan could mean you get the money you need within the hour. However, many instant cash loans are very expensive so you need to look for the best deals to keep your costs down.
Needing to borrow money quickly can limit your options, especially if you need money within a few hours, but there are several lenders that offer loans for bad credit instant decision options in the UK.
Here’s how to compare quick loans online so that your get the deal for your finances and keep the cost of your borrowing under control.
Consider your alternatives
Before you apply for an instant payday loan it makes sense to consider the other financial options available to you.
Quick loans online, although seemingly a convenient way to borrow money at short notice, are also very expensive so should only be used as a financial last resort. Take a look at our guide: The Cheapest Way to Borrow Money Fast for a list of other options when you need to borrow at short notice.
Decide how much you need to borrow
Knowing exactly how much you need to borrow and over what term before you start comparing instant pay day loans will enable to look for a loan best suited to your borrowing needs.
Calculate the minimum you need to borrow to meet your financial needs until pay day and avoid increasing the amount you apply for simply because it is on offer.
Compare the costs involved
Although you need to borrow money at short notice, you should still take the time to compare instant payday loan prices so your short term loan doesn’t become a long term headache.
Look at the interest rates and fees applied by each payday loan lender and go for the option that costs you the least overall.
All of the payday loan providers listed in our instant payday loans UK comparison table offer an instant decision and transfer the money into your account quickly.
You can compare quick loans online side by side, find the cheapest option, apply direct and get access to the money you need fast.
