Wonga Short Term Cash Loan

Full product details for the Wonga Short Term Cash Loan payday loan, including application criteria, rates, suitability, fees & charges and example costs.
from 51 ratings
51 customers rated their Wonga payday loan as 2.9 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Wonga Short Term Cash Loan Features & Benefits

Representative ExampleThe Representative APR is 5,853% so if you borrow 150 over 18 days at a rate of 365% p.a. (fixed) you will repay 183.49. Includes 5.50 transmission fee.
Permanent UK ResidentyesThis product is only available to individuals who are permanent UK residents.
Representative APR5,853%Representative APR is 5,853%.
Bank Account with Salary Credit Neededyes 
Minimum Loan1The minimum loan available is 1.
Maximum Loan400The maximum loan for new customers is 400. Returning customers can get up to 1,000.
Minimum Loan Term1 dayThe minimum term available is 1 day.
Maximum Loan Term 30 daysThe maximum term available is 30 days.
Good Practice CharteryesThis provider is a member of the Finance & Leasing Association (FLA). They have signed up to the Good Practice Charter, which encourages responsible lending from Payday lenders and brokers.
Bad Credit Consideredno 
AvailabilityrestrictedIf you want this loan you'll need to pay a 5.50 faster payment fee.
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Compare Wonga Short Term Cash Loan With These Payday Loans

Payday Bank Loan

  • A BCCA & CCTA trade association affiliation is offered.
  • You can get representative APR of 2,670 percent.
  • Minimum loan of 80.
  • New customers can get minimum loan duration of 1 day.
  • Representative Example: The Representative APR is 2,670% so if you borrow 180 over 28 days at a rate of 378% p.a. (fixed) you will repay 232.20 in total.

Payday Express Express Loan

  • This Payday Express payday loan has a max loan term of 37 days.
  • Get 8 days minimum loan length from Payday Express.
  • You get 100 minimum loan.
  • This Payday Express Express Loan has a max loan of 500.
  • Representative Example: The Representative APR is 2,885% so if you borrow 200 over 28 days at a rate of 378% p.a. (variable) you will repay 258 in total.

PaydayUK Loan

  • Max loan term of 37 days is available to new customers.
  • 100 minimum loan is available.
  • Customers get 1 day minimum loan period from PaydayUK.
  • Representative APR of 3,361 percent is offered with Loan.
  • Representative Example: The Representative APR is 3,361% so if you borrow 275 over 28 days at a rate of 359.40% (fixed) you will repay 357.36.

QuickQuid Payday Loan (3 Pay Period)

  • This QuickQuid payday loan has a max loan term of 3 months.
  • QuickQuid offers maximum loan of 1,000.
  • CFA trade association affiliation is available with Payday Loan (3 Pay Period).
  • You will get 1 day minimum loan duration.
  • New customers get 1,999 percent representative APR from the Payday Loan (3 Pay Period).
  • New customers get minimum loan of 100.
  • Representative Example: The Representative APR is 1,999% so if you borrow 100 over 90 days at a rate of 347% p.a. (fixed) you will repay 188.50.

WageDayAdvance.co.uk WageDayAdvance Loan

  • Get 80 minimum loan from WageDayAdvance.co.uk.
  • Max loan term of 40 days is offered with the payday loan.
  • New customers get minimum loan length of 11 days.
  • The payday loan offers a representative APR of 7,069.3 percent.
  • BCCA trade association affiliation is available.
  • Representative Example: The Representative APR is 7,069.3% so if you borrow 225 over 28 days at a rate of 384.5% p.a. (fixed) you will repay 306.38 in total.

QuickQuid Payday Loan (2 Pay Period)

  • Maximum loan of 1,000.
  • Max loan term of 2 months is available.
  • Get a representative APR of 1,999 percent from this payday loan.
  • CFA trade association affiliation.
  • QuickQuid gives minimum loan period of 1 day.
  • Payday Loan (2 Pay Period) gives a minimum loan of 100.
  • Representative Example: The Representative APR is 1,999% so if you borrow 100 over 60 days at a rate of 347% p.a. (fixed) you will repay 159.

Kwik Cash Short Term Loan

  • This payday loan offers a minimum loan duration of 1 day.
  • 6 months maximum loan term.
  • Customers get BCCA & CCTA trade association affiliation.
  • Get representative APR of 2,670%.
  • Representative Example: The Representative APR is 2,670% so if you borrow 100 over 28 days at a rate of 378% p.a (fixed) you will repay 129 in total.

Cashub.co.uk Payday Loan

  • Get a minimum loan of 80 from this Payday Loan.
  • CCTA trade association affiliation.
  • New customers get representative APR of 1,734 percent.
  • New customers get minimum loan term of 1 day.
  • Representative Example: The Representative APR is 1,734% (variable) so if you borrow 200 over 28 days at a rate of 326% p.a.(fixed) you will repay a total of 250.

Reviews related to Wonga Payday Loans

Wonga Payday Loans
Quick cash, hassle free, does exactly what it says.
Payment left my account a day late but took a few days to show up.
Recommended by pyroboi

Instead of going to high interest lenders and getting harrassed by constant calls, emails and texts after being conned out of an 'arrangement fee' for finding a suitable lender, go straight to wonga. The longer you need the loan, the higher the interest, but if you only need an advance for a week or two, it only ends up costing you a little extra than you've borrowed and is extremely handy at getting you out of a tight spot when the rent is due or you have an unexpected charge come out of your bank account leaving you short for a vital direct debit, leading to bank charges and the potential for your finances to spiral out of control.
This was my solution, I ended up paying a little over £10 for a loan for 5 days and I couldn't have been happier with the service. The money was in my account within the hour. Communication from Wonga only happened to let me know the money was in my account and to let me know that repayment was successful.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Wonga Payday Loans
ease of use
Recommended by jenand

I've used them several times when unexpected expenses that cannot wait fall before payday. It is exactly as the adverts say you can chose the amount you need, which date you want to pay it back and all charges are given with total amount payable before you agree to take loan

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Wonga Payday Loans
Recommended by natal22

services excelent

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent